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|The Biden Administration has proposed new rules that would fix the “family glitch,” which has left millions of families—including the families of many people with disabilities—ineligible for financial help through the health care marketplace.|
What Is the Family Glitch?
Right now, people who do not have access to affordable health insurance through their jobs can get financial help to buy coverage in the Affordable Care Act marketplace.
But current rules only consider the cost of the insurance for the employee and don’t take into account the cost of insurance for spouses, partners, dependents, or other family members.
This means that families who need insurance but can’t afford the cost for the entire family on the employee’s plan aren’t guaranteed an affordable option.
Because of the “family glitch,” five million people, including adults and children with disabilities, don’t have access to affordable health coverage.