From the AG: For More Info, Go Here…
Smishing is when scammers send text messages pretending to be from trusted sources. The goal is to get targets to respond with personal information like passwords and credit card details or to click on links that install malware. It is just like phishing that uses emails; instead, smishing uses texts.
MORE THAN 20 BILLION TEXT MESSAGES ARE SENT EVERY DAY IN THE UNITED STATES.
A growing number of texts are from thieves trying to scam you. They can send millions of smishing texts at the same time. And because smartphone users are three times more likely to fall for fake text messages than computer users are to fall for fake email messages, text message scams are on the rise.
A common smishing tactic is to send a text warning about a fake problem with one of your accounts and ask for your information. Some scammers will pitch offers too good to be true or even promise free gift cards or trips. Do NOT respond! You may get malware or become an identity theft victim.
WHAT YOU NEED TO KNOW
Federal law makes it illegal to send commercial text messages to a mobile device without first getting the consumer’s permission.
This ban applies even if you have not placed your mobile number on the Do-Not-Call List, but there are two issues. First, you may unknowingly give your consent, and second, criminals don’t follow the law.
Sharing the number for your device, buying apps, and using free or inexpensive ring tones or downloads put you at more risk.
And those apps or free downloads often come with “terms of agreement,” that if you don’t read carefully, may allow your number to be shared or sold.