Average Premiums to Drop by 1.5% on ACA Exchanges in 2019


For young adults, average monthly premiums range from $278 to $687.

The average premium for a benchmark silver-level plan on the Affordable Care Act’s federally run health insurance exchanges will drop by 1.5% in 2019, the Centers for Medicare & Medicaid Services (CMS) announced Thursday.

The average monthly premium will decrease from $412 in 2018 to $406 in 2019, according to CMS. In some states, the average premiums have decreased much more than that: 26.2% in Tennessee, 15.9% in Pennsylvania, and 15.2% in New Hampshire. On the other hand, some states had substantial increases: the average premium rose 20.2% in North Dakota, 16.1% in Delaware, and 12.5% in Hawaii. Premium data for the state-run exchanges was not available, especially since some states haven’t yet published their rates, CMS administrator Seema Verma said on a phone call with reporters.


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